Cash-Only Traditionalists
Cash-only traditionalists are individuals who have deliberately opted out of both Digital Financial Systems and digital systems in general. Their interactions are primarily confined to the physical environment, making the transition to digital systems feel like an unnecessary complication.
In their financial lives, they navigate within cash-based ecosystems, relying on cash for transactions, loans, and other financial needs. These systems provide them with comfort, offering a level of flexibility and human touch that formal digital systems often lack. Additionally, they value the tangible nature of cash and the personal, face-to-face interactions it facilitates, as it gives them a sense of control which helps build trust in their financial exchanges.
