People
DiFi for All brings together stories from over 1,000 individuals across Bangladesh, India, Indonesia, and Uganda. This resource features 85 profiles that offer a glimpse into the diverse realities of financial inclusion. While not exhaustive, these narratives capture the breadth of experiences, showing how digital finance intertwines with daily life—shaped by needs, aspirations, challenges, support, resilience, and ingenuity.
Explore this resource in two ways: (1) Browse by age, gender, or location to find stories that match your interests below. (2) Discover archetypes reflecting behavioural patterns at different stages of digital financial journeys. ARCHETYPES
People profiles
🇮🇳 Aditya, 18, Priest
Proxy Users
🇮🇳 Aditya, 18, Priest
Priest
Male
India
18 - 25
Urban
Proxy Users 🇧🇩 Afzer Hossain, 35, Agent 
Agents
🇧🇩 Afzer Hossain, 35, Agent
DFS agent
Male
Bangladesh
26 - 35
Peri-Urban
Agents🇺🇬 Akena, 42, Teacher 
Bare-Bone Users
🇺🇬 Akena, 42, Teacher
Teacher
Male
Uganda
36 - 50
Rural
Bare-Bone Users 🇺🇬 Akram, 24, Builder
Savvy Adopters
🇺🇬 Akram, 24, Builder
Builder
Male
Uganda
18 - 25
Peri-Urban
Savvy Adopters 🇧🇩 Al Mammun, 51, Agent
Agents
🇧🇩 Al Mammun, 51, Agent
DFS agent
Male
Bangladesh
26 - 35
Peri-Urban
Agents🇮🇩 Alya, 22, Homemaker
Savvy Adopters
🇮🇩 Alya, 22, Homemaker
Homemaker
Female
Indonesia
18 - 25
Peri-Urban
Savvy Adopters 🇧🇩 Amatum Begum, 78, Homemaker
Bare-Bone Users
🇧🇩 Amatum Begum, 78, Homemaker
Homemaker
Female
Bangladesh
50+
Rural
Bare-Bone Users 🇮🇳 Amina Begum, 52, Shop Owner
Proxy Users
🇮🇳 Amina Begum, 52, Shop Owner
Shop Owner
Female
India
50+
Urban
Proxy Users 🇮🇳 Babu, 46, Farmer
Cash-only Traditionalist
🇮🇳 Babu, 46, Farmer
Farmer
Male
India
36 - 50
Rural
Cash-only Traditionalist 🇧🇩 Bari Islam, 35, Business
Assisted Adopters
🇧🇩 Bari Islam, 35, Business
Business
Male
Bangladesh
36 - 50
Rural
Assisted Adopters 🇧🇩 Bashir Uddin, 21, Mechanic 
Resilient Navigators
🇧🇩 Bashir Uddin, 21, Mechanic
Mechanic
Male
Bangladesh
18 - 25
Rural
Resilient Navigators🇧🇩 Bason Mia, 48, Business
Assisted Adopters
🇧🇩 Bason Mia, 48, Business
Business
Male
Bangladesh
36 - 50
Rural
Assisted Adopters 🇮🇩 Bimo, 23, Student
Lost Ties
🇮🇩 Bimo, 23, Student
Student
Male
Indonesia
18 - 25
Rural
Lost Ties 🇮🇳 Bishnu, 48, Business
Resilient Navigators
🇮🇳 Bishnu, 48, Business
Business
Male
India
36 - 50
Urban
Resilient Navigators🇮🇩 Bu Ayu, 36, Farmer
Assisted Adopters
🇮🇩 Bu Ayu, 36, Farmer
Farmer
Female
Indonesia
36 - 50
Rural
Assisted Adopters 🇮🇩 Bu Zahra, 36, Shop Owner
Savvy Adopters
🇮🇩 Bu Zahra, 36, Shop Owner
Shop Owner
Female
Indonesia
36 - 50
Peri-Urban
Savvy Adopters 🇮🇳 Chandrika, 18, Student
Proxy Users
🇮🇳 Chandrika, 18, Student
Student
Female
India
18 - 25
Rural
Proxy Users 🇺🇬 Constance, 50, Shop Owner
Bare-Bone Users
🇺🇬 Constance, 50, Shop Owner
Shop Owner
Female
Uganda
50+
Urban
Bare-Bone Users 🇧🇩 Dilruba, 23, Domestic Worker
Assisted Adopters
🇧🇩 Dilruba, 23, Domestic Worker
Domestic Worker
Female
Bangladesh
18 - 25
Urban
Assisted Adopters 🇮🇩 Dominik, 33, Business
DFS Dreamers
🇮🇩 Dominik, 33, Business
Business
Female
Indonesia
26 - 35
Rural
DFS Dreamers 🇺🇬 Edu, 28, Brick Maker 
Fintech Champions
🇺🇬 Edu, 28, Brick Maker
Brick Maker
Male
Uganda
26 - 35
Rural
Fintech Champions 🇮🇩 Ella, 42, Business woman
Fintech Champions
🇮🇩 Ella, 42, Business woman
Business woman
Female
Indonesia
36 - 50
Peri-Urban
Fintech Champions 🇮🇩 Ellen, 33, Teacher
Fintech Champions
🇮🇩 Ellen, 33, Teacher
Teacher
Female
Indonesia
26 - 35
Peri-Urban
Fintech Champions 🇧🇩 Fazle Ali, 30, Farmer
Proxy Users
🇧🇩 Fazle Ali, 30, Farmer
Farmer
Male
Bangladesh
26 - 35
Rural
Proxy Users 🇺🇬 Harriet, 50, Farmer
DFS Dreamers
🇺🇬 Harriet, 50, Farmer
Farmer
Female
Uganda
50+
Rural
DFS Dreamers 🇧🇩 Hasib Ahmed, 33, Agent
Agents
🇧🇩 Hasib Ahmed, 33, Agent
DFS agent
Male
Bangladesh
26 - 35
Rural
Agents🇮🇩 Hasna, 50, Domestic Worker
Cash-only Traditionalist
🇮🇩 Hasna, 50, Domestic Worker
Domestic Worker
Female
Indonesia
50+
Rural
Cash-only Traditionalist 🇮🇩 Heri, 36, Agent
Agents
🇮🇩 Heri, 36, Agent
DFS agent
Male
Indonesia
36 - 50
Urban
Agents🇮🇩 Hiba, 32, Homemaker
DFS Dreamers
🇮🇩 Hiba, 32, Homemaker
Homemaker
Female
Indonesia
26 - 35
Rural
DFS Dreamers 🇮🇩 Imron, 37, Shop Owner
Agents
🇮🇩 Imron, 37, Shop Owner
Shop Owner
Male
Indonesia
36 - 50
Peri-Urban
Agents🇮🇳 Irfan, 18, Weaver
Fintech Champions
🇮🇳 Irfan, 18, Weaver
Weaver
Male
India
18 - 25
Peri-Urban
Fintech Champions 🇺🇬 Jane, 50, Farmer
Bare-Bone Users
🇺🇬 Jane, 50, Farmer
Farmer
Female
Uganda
50+
Rural
Bare-Bone Users 🇧🇩 Joy Sarkar, 22, Student
Savvy Adopters
🇧🇩 Joy Sarkar, 22, Student
Student
Male
Bangladesh
18 - 25
Urban
Savvy Adopters 🇮🇩 Juna, 28, Private Sector
Fintech Champions
🇮🇩 Juna, 28, Private Sector
Private Sector
Male
Indonesia
26 - 35
Peri-Urban
Fintech Champions 🇮🇩 Jundi, 31, Security Guard 
Fintech Champions
🇮🇩 Jundi, 31, Security Guard
Security Guard
Male
Indonesia
26 - 35
Peri-Urban
Fintech Champions 🇮🇩 Kasih, Over 50, Agent
Agents
🇮🇩 Kasih, Over 50, Agent
DFS agent
Female
Indonesia
50+
Rural
Agents🇺🇬 Katerega, 29, Farmer
Resilient Navigators
🇺🇬 Katerega, 29, Farmer
Farmer
Male
Uganda
26 - 35
Peri-Urban
Resilient Navigators🇺🇬 Kayaga, 27, Tailor
Proxy Users
🇺🇬 Kayaga, 27, Tailor
Tailor
Male
Uganda
26 - 35
Urban
Proxy Users 🇺🇬 Khabungala, 25, Farmer
Assisted Adopters
🇺🇬 Khabungala, 25, Farmer
Farmer
Male
Uganda
26 - 35
Rural
Assisted Adopters 🇮🇳 Khushbu, late 20s, Agent
Agents
🇮🇳 Khushbu, late 20s, Agent
DFS agent
Female
India
26 - 35
Peri-Urban
Agents🇮🇩 Lilik, 33, Gig worker
DFS Dreamers
🇮🇩 Lilik, 33, Gig worker
Gig Worker
Female
Indonesia
26 - 35
Rural
DFS Dreamers 🇮🇩 Lutfi, 38, Farmer
Cash-only Traditionalist
🇮🇩 Lutfi, 38, Farmer
Farmer
Female
Indonesia
36 - 50
Rural
Cash-only Traditionalist 🇮🇳 Mahadev, 32, Driver
Proxy Users
🇮🇳 Mahadev, 32, Driver
Driver
Male
India
26 - 35
Rural
Proxy Users 🇧🇩 Maliya Khatun, 29, Homemaker 
Bare-Bone Users
🇧🇩 Maliya Khatun, 29, Homemaker
Homemaker
Female
Bangladesh
26 - 35
Rural
Bare-Bone Users 🇺🇬 Mariam, 38, Farmer 
Lost Ties
🇺🇬 Mariam, 38, Farmer
Farmer
Female
Uganda
36 - 50
Urban
Lost Ties 🇮🇩 Mariam, 43, Agent
Agents
🇮🇩 Mariam, 43, Agent
DFS agent
Female
Indonesia
50+
Urban
Agents🇮🇩 Marlina, 45, Agent
Agents
🇮🇩 Marlina, 45, Agent
DFS agent
Female
Indonesia
36 - 50
Rural
Agents🇮🇩 Mas Eri, 36, Screen Printer
DFS Dreamers
🇮🇩 Mas Eri, 36, Screen Printer
Screen Printer
Male
Indonesia
36 - 50
Rural
DFS Dreamers 🇮🇳 Maya, 19, Student
Fintech Champions
🇮🇳 Maya, 19, Student
Student
Female
India
18 - 25
Urban
Fintech Champions 🇺🇬 Nakamte, 35, Agent
Agents
🇺🇬 Nakamte, 35, Agent
DFS agent
Female
Uganda
36 - 50
Rural
Agents🇮🇩 Nina, 39, Farmer/w=1920,quality=90,fit=scale-down)
Savvy Adopters
🇮🇩 Nina, 39, Farmer
Farmer
Female
Indonesia
36 - 50
Rural
Savvy Adopters 🇺🇬 Norbert, 32, Umemployed
Resilient Navigators
🇺🇬 Norbert, 32, Umemployed
Unemployed
Male
Uganda
26 - 35
Urban
Resilient Navigators🇺🇬 Obilo, 40s, Agent 
Agents
🇺🇬 Obilo, 40s, Agent
DFS agent
Male
Uganda
36 - 50
Rural
Agents🇮🇳 Parvathi, 28, Shop Owner
Lost Ties
🇮🇳 Parvathi, 28, Shop Owner
Shop Owner
Female
India
26 - 35
Rural
Lost Ties 🇺🇬 Patrick, 40, Agent
Agents
🇺🇬 Patrick, 40, Agent
DFS agent
Male
Uganda
36 - 50
Urban
Agents🇮🇳 Pawan, 35, Service Industry
DFS Dreamers
🇮🇳 Pawan, 35, Service Industry
Service Industry
Male
India
26 - 35
Urban
DFS Dreamers 🇺🇬 Proscovia, 55, Homemaker
DFS Dreamers
🇺🇬 Proscovia, 55, Homemaker
Homemaker
Female
Uganda
50+
Urban
DFS Dreamers 🇧🇩 Purnima, 26, Garments Worker 
Resilient Navigators
🇧🇩 Purnima, 26, Garments Worker
Garments Worker
Female
Bangladesh
26 - 35
Urban
Resilient Navigators🇧🇩 Rabeya, 24, Teacher
DFS Dreamers
🇧🇩 Rabeya, 24, Teacher
Teacher
Female
Bangladesh
18 - 25
Urban
DFS Dreamers 🇮🇳 Radhika, 29, Homemaker
Assisted Adopters
🇮🇳 Radhika, 29, Homemaker
Homemaker
Female
India
26 - 35
Rural
Assisted Adopters 🇺🇬 Resty, 23, Homemaker
Savvy Adopters
🇺🇬 Resty, 23, Homemaker
Homemaker
Female
Uganda
18 - 25
Urban
Savvy Adopters 🇮🇩 Roni, Early 30s, Shop Owner
Lost Ties
🇮🇩 Roni, Early 30s, Shop Owner
Shop Owner
Male
Indonesia
26 - 35
Rural
Lost Ties 🇮🇳 Roshni, 26, SHG Leader
Fintech Champions
🇮🇳 Roshni, 26, SHG Leader
SHG Leader
Female
India
26 - 35
Rural
Fintech Champions 🇧🇩 Rupom, 35, Agent
Agents
🇧🇩 Rupom, 35, Agent
DFS agent
Male
Bangladesh
26 - 35
Rural
Agents🇺🇬 Saadick, 29, Driver
DFS Dreamers
🇺🇬 Saadick, 29, Driver
Driver
Male
Uganda
18 - 25
Urban
DFS Dreamers 🇧🇩 Sajib, 27, Business 
Proxy Users
🇧🇩 Sajib, 27, Business
Business
Male
Bangladesh
26 - 35
Rural
Proxy Users 🇮🇳 Salim, 33, Driver
Resilient Navigators
🇮🇳 Salim, 33, Driver
Driver
Male
India
26 - 35
Urban
Resilient Navigators🇧🇩 Samir Paul, 70, Retired
Proxy Users
🇧🇩 Samir Paul, 70, Retired
Retired
Male
Bangladesh
50+
Peri-Urban
Proxy Users 🇺🇬 Samuel, Agent
Agents
🇺🇬 Samuel, Agent
DFS agent
Male
Uganda
Urban
Agents🇮🇳 Sandhya, 35, Agent
Agents
🇮🇳 Sandhya, 35, Agent
DFS agent
Female
India
26 - 35
Rural
Agents🇺🇬 Sarah, 42, Trader
Assisted Adopters
🇺🇬 Sarah, 42, Trader
Trader
Female
Uganda
36 - 50
Rural
Assisted Adopters 🇧🇩 Shaila Bhanu, 52, Homemaker
Savvy Adopters
🇧🇩 Shaila Bhanu, 52, Homemaker
Homemaker
Female
Bangladesh
50+
Urban
Savvy Adopters 🇮🇳 Shanti, late 20s, Agent
Agents
🇮🇳 Shanti, late 20s, Agent
DFS agent
Female
India
26 - 35
Rural
Agents🇮🇳 Shanti, 37, Shop Owner
Assisted Adopters
🇮🇳 Shanti, 37, Shop Owner
Shop Owner
Female
India
36 - 50
Rural
Assisted Adopters 🇮🇳 Shiva, 31, Agent
Agents
🇮🇳 Shiva, 31, Agent
DFS agent
Male
India
26 - 35
Rural
Agents🇮🇳 Shyam, 34, Agent
Agents
🇮🇳 Shyam, 34, Agent
DFS agent
Male
India
26 - 35
Urban
Agents🇮🇳 Sulekha, 33, Homemaker
Proxy Users
🇮🇳 Sulekha, 33, Homemaker
Homemaker
Male
India
26 - 35
Peri-Urban
Proxy Users 🇧🇩 Sureena Begum, 31, Homemaker
Assisted Adopters
🇧🇩 Sureena Begum, 31, Homemaker
Homemaker
Female
Bangladesh
26 - 35
Rural
Assisted Adopters 🇧🇩 Taslima, 33, Loan Officer 
Fintech Champions
🇧🇩 Taslima, 33, Loan Officer
Loan Officer
Female
Bangladesh
26 - 35
Peri-Urban
Fintech Champions 🇺🇬 Wesonga, 25, Gig Worker
Fintech Champions
🇺🇬 Wesonga, 25, Gig Worker
Gig Worker
Male
Uganda
26 - 35
Urban
Fintech Champions 🇮🇩 Wilden, 22, Farmer 
Assisted Adopters
🇮🇩 Wilden, 22, Farmer
Fisherman
Male
Indonesia
18 - 25
Rural
Assisted Adopters 🇮🇳 Yash & Abhishek, mid 30s, Managers
Fintech Champions
🇮🇳 Yash & Abhishek, mid 30s, Managers
Managers
Male
India
36 - 50
Urban
Fintech Champions 🇮🇳 Yogesh, 49, Gig Worker
Proxy Users
🇮🇳 Yogesh, 49, Gig Worker
Gig Worker
Male
India
36 - 50
Peri-Urban
Proxy Users 🇮🇩 Yudha, 35, Shop Owner
Assisted Adopters
🇮🇩 Yudha, 35, Shop Owner
Shop Owner
Male
Indonesia
26 - 35
Urban
Assisted Adopters 🇧🇩 Zahidul Bari, 42, Service Industry Worker
Assisted Adopters
🇧🇩 Zahidul Bari, 42, Service Industry Worker
Service Industry
Male
Bangladesh
36 - 50
Rural
Assisted Adopters